Waiver of Premium

Waiver of Premium is a benefit that can be added to your insurance policy for a small cost when you first take it out. Waiver of Premium Mortgage GuardianIf you become too ill to work then your insurer will waive your monthly premium whilst still providing cover. In other words, if you are unable to work for at least 3 to 6 months then your insurance company will not expect you to pay your monthly payment but they will still keep the policy in force should you ever need to make a claim.

There are a few rules such as you cannot add it to the policy at a later date.





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